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Chris Burke invented mobile biometrics and created many patents under the category with total belief the market would need to move in this commercial direction.  Mobile biometrics assures User privacy, removes payment infrastructure modifications and biometrically secures the transaction. 

The transition from standard credit or debit card physical dimensions will be implemented because contactless payments don't require card insertion into a standard card reader, they only require badging or touch, therefore the form factor can change enormously.  Keyfobs would be a logical step forward.

Chris Burke envisaged the form factor change and the following article describes this implementation by a major financial institution in UK.  Chris Burke owns or exclusively controls and manages the entire mobile biometrics patent portfolio and has the sole ability to litigate, monetise and manufacture under license.


RBS trials UK's first biometric payment fob

  • 4 December 2019

RBS Biometrics KEYFOB; Each fob is similar in size to a standard keyring and features a small fingerprint reader

A bank is testing new technology that allows customers to make contactless payments for transactions up to £100 without a bank card or mobile phone.

Royal Bank of Scotland has developed biometric payment fobs that use fingerprints to verify transactions.

RBS, which has previously trialled biometric cards, said the fobs would allow payments above £30 without a card or mobile for the first time.

RBS will test the technology with 250 customers over the next three months.

Each fob is similar in size to a standard keyring and features a small fingerprint reader.

RBS said customers would be able to use them at existing contactless and chip-and-pin terminals.

When a fob is presented, a light indicates the fingerprint has been matched successfully.

RBS Fingerprint card image copyright has already piloted a biometric bank card that verifies a purchase using a customer's fingerprint

In April, RBS piloted a biometric bank card that allowed customers to verify a purchase using their fingerprint.

Those taking part in the trial did not need to use a pin code to verify transactions of more than £30.

RBS said the card was designed to increase security and make payments at tills easier.